YourWealth.Optimized.

Most apps show you what happened — we show you what WILL happen. WealthWise uses Google Gemini AI to analyze your finances, identify 'Wealth Leaks' (recurring expenses with high opportunity cost over time), and provide personalized strategies. All of your data stays in your browser — we never see it.

WealthWise OS includes: Wealth Projector (compound interest calculator), Debt Destroyer (snowball/avalanche payoff strategies), Smart Budget (AI-powered expense categorization), F.I.R.E. Engine (retirement calculator), Vision Board (goal visualization with cost estimates), Tax & Business Planner (LLC vs S-Corp analysis), Market Intelligence (SWOT analysis, trends), Secure Vault (document storage), AI Advisor (24/7 financial guidance), and comprehensive reporting tools.

The AI Advisor is powered by Google Gemini and adapts based on context. When you're viewing investments, it focuses on portfolio analysis. In debt management, it helps you compare payoff strategies. It uses the financial data you've entered (stored locally in your browser) to give relevant suggestions rather than generic tips. Note: This is educational guidance, not professional financial advice.

WealthWise is built local-first. Your financial data lives in your browser's encrypted localStorage — not on our servers. We never see, store, or have access to your numbers. When you use AI features, only the minimum necessary context is sent to Google's API (which doesn't use your data for training). You can export or delete all your data anytime. We're GDPR and CCPA compliant.

Your data stays in your browser until you explicitly delete it. We don't hold your data hostage. You can export everything to CSV anytime (for Google Sheets, Excel, or other apps), and use the 'Clear All Data' button to permanently erase your profile. If you've synced to Google Drive, you control that data through your Google account.

WealthWise offers a generous free tier that includes all core calculators, basic AI advice (10 conversations/month), and local data storage. The Pro plan ($12/month or $99/year) unlocks unlimited AI conversations, advanced market intelligence, priority support, and custom PDF reports. We also offer a 14-day free trial of Pro — no credit card required.

Pro members get: Unlimited AI Advisor conversations, Advanced SWOT analysis with real-time data, Wealth Report generation (PDF export), Priority email support (24-hour response), Family/Couple shared dashboards (up to 4 members), Custom tax scenario modeling, Early access to new features, and Ad-free experience. It's designed for serious wealth builders.

Yes! We offer a 30-day no-questions-asked refund policy on all paid plans. If WealthWise doesn't deliver value within your first month, email [email protected] and we'll refund you in full.

Click 'Get Started Free' to create a free account with your email — it only takes a moment. Once signed in, you'll have access to all core calculators and features. You can import existing data by pasting your budget as text, and our AI auto-categorizes everything in seconds.

Not at all. WealthWise is designed for everyone — from financial beginners to seasoned investors. The AI explains concepts in plain English, and the built-in guide walks you through every feature step by step. You can also ask the AI Advisor to explain any financial term or concept.

No. WealthWise is a financial education and planning tool, not a registered investment advisor (RIA). Our AI provides general information and calculations, not personalized investment advice. For specific investment decisions, tax filing, or legal matters, please consult a licensed professional. We help you prepare for those conversations with organized data and clear questions.

No financial projection is guaranteed — markets are inherently unpredictable. Our calculations use historical averages and established financial models, but past performance doesn't guarantee future results. We show multiple scenarios (conservative, moderate, aggressive) specifically to illustrate the range of possible outcomes. Use projections as planning tools, not promises.