Your Wealth.Categorized.

No. QuickBooks does bookkeeping (P&L, balance sheets, invoicing, mileage logs in GAAP-style ledgers). WealthWise does planning, advisory, and personal-finance integration — the layer that sits above your books and ties business and personal money to your long-term wealth goals. Most self-employed people use both: QuickBooks for the books, WealthWise for the strategy.

No. WealthWise calculates and tracks your estimated quarterly taxes, organizes your deductions and 1099s, and exports a CPA-ready package to your tax preparer or filing software (TurboTax, H&R Block, FreeTaxUSA). We get you to filing-ready in a fraction of the time — but we don't file. Filing is a regulated activity we deliberately stay out of.

It runs on Google Gemini 3, which is in the same league as Claude and ChatGPT. The difference: it sees your real numbers (when you connect your bank). It knows you're self-employed. It remembers your goals, prior decisions, and tax situation across sessions. ChatGPT does none of that — every chat starts from zero, and it can't see a single one of your accounts.

Yes. Bank connections happen through Teller (rolling out Q3 2026), which uses bank-certified direct integrations and never shares your password with us. Data at rest is encrypted (AES-256). We're GLBA-compliant and follow industry-standard security practices. We do not sell or share your data — ever. Your data is yours; export or delete it anytime.

Once Teller integration ships in Q3 2026: 7,000+ US institutions including all major banks (Chase, Bank of America, Wells Fargo, Capital One, Citi, US Bank), all major brokerages (Schwab, Fidelity, Vanguard, Robinhood, E*Trade), and most regional banks and credit unions. Until then, you can import via CSV or enter manually — and the AI advisor still works.

All three work. Tell us your business structure during onboarding and the AI advisor and quarterly tax math adjust accordingly — pass-through pass-through SE-tax math for sole props and single-member LLCs, payroll + distribution math for S-corps, partnership splits for multi-member LLCs. The Studio plan handles multiple businesses simultaneously.

Yes. Generate a CPA Export Package any time — a clean zip of your YTD income, deductions categorized to IRS schema, 1099s, mileage logs, and prior-year comparisons. Most CPAs will tell you it's the most organized year-end package they've ever received. Your CPA doesn't need a WealthWise login.

Because the moment we monetize through ads or data, we stop being on your side. $99/year is what it costs to deliver this value sustainably. We're not subsidizing through ads, data sales, lead generation, or pushing you toward financial products. You pay for the tool. We build the tool. Simple.

WealthWise still works as a general AI financial OS — budget, debt, investments, FIRE, advisor, vault. We just won't be the best tool for you specifically. If you have a single W-2 income with a normal household structure, try Monarch Money or Copilot Money — they're optimized for that life. We're optimized for yours.

Always. Full CSV and JSON export for everything you've ever entered or imported. No export wall, no friction, no 'sorry we couldn't make this work' surveys. Your data is yours — that's a foundational principle, not a marketing line.