Can WealthWise file my taxes?

No. WealthWise calculates and tracks your estimated quarterly taxes, organizes your deductions and 1099s, and exports a CPA-ready package to your tax preparer or filing software (TurboTax, H&R Block, FreeTaxUSA). We get you to filing-ready in a fraction of the time — but we do not file. Filing is a regulated activity we deliberately stay out of.

How does the AI Advisor work? Is it just ChatGPT?

It runs on Google Gemini 3, which is in the same league as Claude and ChatGPT. The difference: it sees your real numbers (when you connect your bank). It knows you are self-employed. It remembers your goals, prior decisions, and tax situation across sessions. ChatGPT does none of that — every chat starts from zero, and it cannot see a single one of your accounts.

Is my financial data safe?

Yes. Bank connections run through Teller — the same direct-integration platform several major fintechs use — over a mutually-authenticated TLS (mTLS) connection. Teller's Connect flow handles your bank login inside their secure iframe; your password never reaches us. Access is read-only and revocable any time from /banking. Data at rest is encrypted (AES-256) on SOC 2 Type II infrastructure. We do not sell or share your data — ever; export or delete anything you have entered, any time.

What banks does WealthWise connect to?

Through Teller, we connect to 7,000+ US institutions including all major banks (Chase, Bank of America, Wells Fargo, Capital One, Citi, US Bank), all major brokerages (Schwab, Fidelity, Vanguard, Robinhood, E*Trade), and most regional banks and credit unions. CSV import and manual entry are still supported — useful for credit unions or international accounts outside Teller's coverage.

What if I have an LLC, S-corp, or sole proprietorship?

All three work. Tell us your business structure during onboarding and the AI advisor and quarterly tax math adjust accordingly — pass-through SE-tax math for sole props and single-member LLCs, payroll + distribution math for S-corps, partnership splits for multi-member LLCs. The Studio plan handles multiple businesses simultaneously.

Can my CPA see my data?

Yes. Generate a CPA Export Package any time — a clean zip of your YTD income, deductions categorized to IRS schema, 1099s, mileage logs, and prior-year comparisons. Most CPAs will tell you it is the most organized year-end package they have ever received. Your CPA does not need a WealthWise login.

What if I am not self-employed?

WealthWise still works as a general AI financial OS — budget, debt, investments, FIRE, advisor, vault. We just will not be the best tool for you specifically. If you have a single W-2 income with a normal household structure, try Monarch Money or Copilot Money — they are optimized for that life. We are optimized for yours.

Can I export my data if I leave?

Always. Full CSV and JSON export for everything you have ever entered or imported. No export wall, no friction, no 'sorry we couldn't make this work' surveys. Your data is yours — that is a foundational principle, not a marketing line.

Pricing — Free, Pro $99/yr, Studio $149/yr

Simple Pricing

Priced like a tool you pay for - not a subsidy for ads or data sales. Self-employed professionals get the full app for $99/year. No credit card to start.

30-day money-back guaranteeNo credit card for free tierCancel anytime

Built by a solopreneur

For solopreneurs

AI-native, not bolt-on

Free tier forever

No credit card to start

Pricing

Priced like a tool you pay for.

No ads. No data sales. No upselling you to financial products. Just a tool you pay for, run forever, and own your data.

Free

For self-employed people getting started

$0/forever

AI advisor (20 messages / month)
Manual transaction entry
Budget, debt, FIRE calculators
Vision board for goals
CSV import + export
No bank linking, no time limit

WealthWise Pro

For solopreneurs running their own thing

$12/month

or $99/year (save 31%)

Everything in Free, with no message limit
AI advisor that knows you're self-employed
Quarterly tax tracker (auto deadlines)
Receipt → deduction AI scanner
Business / personal one-tap toggle
Document AI for contracts + invoices
CPA export package (year-end zip + PDF)
Bank linking via Teller (live, read-only)

14-day free trial · No credit card

WealthWise Studio

For partner businesses + power users

$18/month

or $149/year (save 31%)

Up to 4 partner / collaborator accounts

Everything in Pro
Up to 4 partner / collaborator accounts
Multi-business support (multiple LLCs / projects)
Monte Carlo retirement modeling
Advanced tax-optimization AI
Priority support (24-hour response)
Early access to new features

Founder's Lifetime - $249

One-time payment. All Pro features forever. Built by a solopreneur who hates recurring bills as much as you do.

30-day money-back guaranteeSecure payment via StripeCancel anytime

Compare

One of these is built for you.

We compared WealthWise against the three tools self-employed people actually try. Here's what each one does - and doesn't - do.

Feature	WealthWiseOS	MonarchMoney	QuickBooksSelf-Employed	ChatGPT/ Claude
Built for self-employed			Bookkeeping
AI advisor on YOUR finances		Limited		Manual entry
Quarterly tax math, automatic				Hallucinates
Receipt-to-deduction AI			Categorize only
Business + personal in one app
FIRE / future projections				Manual
Document AI for contracts				Per-chat only
Bank account aggregation
Annual price	$99	$99	$180	$240 (Plus)

WealthWise is built around the assumption that you run your own thing. Monarch assumes you have a W-2. QuickBooks assumes you want to be an accountant. ChatGPT can't see your bank account. We're the only one designed for the way self-employed people actually live.

Built for

People who run their own thing.

These are the people we built this for. If one of them sounds like you, WealthWise will fit.

Founder Maya

Indie SaaS founder · $180K ARR

Mixes Stripe revenue with consulting income. SEP-IRA + brokerage + an old 401(k). Does her own taxes with TurboTax SE and always feels she's leaving money on the table. Wants to retire by 50.

Recommended planPro

Consultant Marcus

Solo consultant · Lumpy 1099 income

Bills $40K one month, $0 the next four. $200K invested across IRA + brokerage. Wife has a salaried W-2. Pursuing FI and wants a clear projection of when he can stop consulting entirely.

Recommended planPro

Creator Aisha

YouTuber + course creator · $250K/yr

Income spikes around launches. Has an LLC, pays herself a salary plus distributions, manages a virtual assistant. Business books in QuickBooks but personal finances are 47 unread financial emails.

Recommended planStudio

Common questions.

Is WealthWise a replacement for QuickBooks Self-Employed?

No. QuickBooks does bookkeeping (P&L, balance sheets, invoicing, mileage logs in GAAP-style ledgers). WealthWise does planning, advisory, and personal-finance integration - the layer that sits above your books. Most self-employed people use both: QuickBooks for the books, WealthWise for the strategy.

What's included in the Free plan?

AI advisor (20 messages/month), manual transaction entry, all core calculators (Budget, Debt, FIRE, Vision Board), CSV import + export. No time limit, no credit card, no expiration. Free means free.

Does the Pro trial require a credit card?

No. Sign up with just an email address. Your 14-day Pro trial starts immediately. If you decide not to upgrade, your account automatically reverts to the Free plan - no charge, no cancellation needed.

What's the difference between Pro and Studio?

Pro ($99/yr) is built for individual solopreneurs: unlimited AI advisor with self-employed context, quarterly tax tracker, receipt-to-deduction AI, business/personal one-tap toggle, document AI, and CPA export. Studio ($149/yr) adds up to 4 partner / collaborator accounts, multi-business support (multiple LLCs / projects), Monte Carlo retirement modeling, and priority support.

Why does WealthWise cost $99 a year? Why not freemium with ads?

Because the moment we monetize through ads or data, we stop being on your side. $99/year is what it costs to deliver this value sustainably. We are not subsidizing through ads, data sales, lead generation, or pushing you toward financial products. You pay for the tool. We build the tool. Simple.

Can I cancel anytime?

Yes. Cancel from your account settings in under 30 seconds - no phone calls, no cancellation fees. You keep full access until the end of your current billing cycle. Full CSV and JSON export available on the way out - your data is always yours.

Do you offer a money-back guarantee?

Yes. 30-day money-back guarantee on all paid plans. Email [email protected] and we will process your refund within 2 business days, no questions asked.

What's the Founder's Lifetime tier?

A one-time $249 payment for all WealthWise Pro features, forever. Built by a solopreneur (Rocky at Strategia-X) who hates recurring bills as much as you do. Lifetime is rate-limited to keep the support load sustainable - once we hit our cap for a given quarter, the tier closes until the next.

Stop running your finances out of three different apps.

One AI financial OS for everything self-employed life throws at you. Free to start. Cancel anytime.

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